I believe that Glencar’s disciplined underwriting model is unique to the program business and is what separates them from other underwriting companies. WHAT OUR BUSINESS PARTNERS ARE SAYING

Our Program Focus

Glencar has the expertise to work with a wide spectrum of programs; however our primary focus is on small to mid-sized niche programs. These programs include value added components such as specialized knowledge of business segment or customized coverages, a specialized method of distribution, or an element of underwriting leverage. We provide property and casualty program solutions including the following lines of business:

  • Commercial Property
  • Commercial & Personal Inland Marine
  • General Liability
  • Miscellaneous Professional
  • Excess Liability/Umbrella, Workers Compensation and Commercial Auto written primarily in support of other lines of business

New Program Due Diligence

Programs submitted to Glencar will follow a due diligence protocol that consists of the following:

  • Review of program business plan, historical results, pricing objectives, data delivery capabilities
  • Full Actuarial analysis including pricing and loss projections
  • Catastrophe modeling
  • Underwriting guideline and policy form review
  • Underwriting and operational audits
  • Creation of Pro-forma income statement
  • Claims handling analysis and determination
  • Program Administrator Contract execution

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